FHO
First Home Ontario
NEW BUILD & NEW HOME BUYER CENTRE
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New Home Buyer Tool

FHSA Savings Stacker

Maximize your down payment by stacking the First Home Savings Account (FHSA) and Home Buyers' Plan (HBP). Calculate your tax savings.

Understanding the FHSA Savings Stacker

This tool helps Ontario new build and pre-construction buyers model their financial journey with precision. Whether you are calculating HST rebates under the most recent 2026 legislation or estimating your total cash needed at closing, our institutional-grade logic ensures you have the most accurate data available.