Rebate News & Market Updates
Daily analysis of the legislation affecting your purchase.
Breaking NewsMar 28, 2026
Ontario Just Removed HST on New Homes: What Local New Home Buyers Need to Know
WF
William Forbes, REALTOR®• Real Estate Expert & REALTOR® — Corcoran Horizon Realty
7 min readRead
Investor StrategyMar 27, 2026
Does the $130,000 Ontario HST Rebate Apply to New Duplexes and Rental Properties?
NC
Nicole Copp• Research Lead
6 min readRead
Breaking NewsMar 26, 2026
How to Apply for the 2026 Housing Legislation New Home Buyer GST/HST Rebate in Ontario
FH
FHO Editorial Team• Collective Research & Data Group
5 min readRead
Breaking NewsMar 25, 2026
Ontario Expands HST Rebate to All New Home Buyers: Up to $130,000 in Savings — What You Need to Know
NC
Nicole Copp• Research Lead
9 min readRead
Government PolicyMar 13, 2026
2026 Housing Legislation Receives Royal Assent: What It Means for Ontario New Home Buyers in 2026
WF
William Forbes, REALTOR®• Real Estate Expert & REALTOR® — Corcoran Horizon Realty
9 min readRead
Federal LegislationMar 8, 2026
Senate Committee Reviews 2026 Housing Legislation: What New Home Buyers Need to Know
FH
FHO Editorial Team• Collective Research & Data Group
4 min readRead
Provincial NewsMar 7, 2026
Ontario Finance Minister Hints at Accelerated HST Match Timeline
NC
Nicole Copp• Research Lead
3 min readRead
Market UpdateMar 4, 2026
How the Bank of Canada Rate Hold Affects Your Pre-Approval
WF
William Forbes, REALTOR®• Real Estate Expert & REALTOR® — Corcoran Horizon Realty
5 min readRead
Industry AnalysisMar 2, 2026
Developers Begin Pricing in GST Rebate Expectations for Fall Occupancies
FH
FHO Editorial Team• Collective Research & Data Group
6 min readRead
Policy ChangeFeb 28, 2026
CMHC Updates Mortgage Stress Test Guidelines for New Builds
WF
William Forbes, REALTOR®• Real Estate Expert & REALTOR® — Corcoran Horizon Realty
4 min readRead
The Home Buying Journey
A 4-Stage Mastery Framework
01
Preparation & Savings
Foundation-building: FHSA, Stress Tests, and Credit Mastery.
23
Understanding CMHC Mortgage Insurance
24
Ontario New Home Buyer Timeline: Step-by-Step Guide for 2026
01
The Ultimate New Home Buyer Checklist for Ontario (2026)
02
First Home Savings Account (FHSA): The $40,000 Tax-Free Advantage
03
Home Buyers' Plan (HBP): Using Your RRSP for a Down Payment
07
Navigating Your First Home Purchase in Ontario: FHSA, Mortgages & Inspections
17
The FHSA + Home Buyers' Plan Stack: How to Access $200,000 Tax-Free
18
Ontario Mortgage Stress Test Calculator & Rules (March 2026 Update)
34
The 'Am I Ready?' Checklist for Ontario New Home Buyers
02
The Search & Agreement
Market navigation: Pre-con vs Resale and the 10-Day Cooling Off.
21
How to Negotiate Capped Development Charges
25
The High Cost of Development Charges in Toronto
26
Uncapped vs. Capped Levies: What to Negotiate in Your APS
27
Pre-Construction vs. Resale: Net Present Value Analysis
28
The 10-Day Cooling-Off Period: 5 Things You MUST Do
30
How to Budget for Closing Costs on a $1M Toronto Condo
31
Are Townhomes the Best FTB Investment in Waterloo Region?
32
The Pre-Construction Timeline: From Signing to Keys
33
Why You Need a Specialized Real Estate Lawyer for Pre-Construction
11
How to Choose the Right Real Estate Lawyer in Ontario
12
Exploring the Emerging Markets: Why Cambridge and Guelph are Booming
20
How Ontario's 10-Day Cooling-Off Period Works
13
House vs. Condo: Which is the Better First Investment?
19
Pre-Construction vs. Resale in Ontario 2026
16
How to Negotiate Capped Development Charges
15
The Pre-Construction Deposit Structure Explained
10
The Ultimate Guide to Pre-Construction Deposits: Structure and Protection
03
Construction & Warranty
The Build Phase: Development Charges and Tarion protection.
04
Closing & Ownership
The Finish Line: CMHC, LTT Rebates, and phantom rent.
06
The Hidden Costs of Buying Your First Home in Ontario: How to Save Thousands
08
The First 90 Days: A Homeowner’s Guide to Ontario Rebates and Maintenance
14
Lifestyle, Lawyers, and Land Taxes: The Complete Ontario Move-In Guide
04
Ontario Land Transfer Tax Rebate: Save up to $4,000
05